Is it legal not to have home Insurance

Home Insurance

Home insurance is a topic that often raises questions. One of the most common is, “Is it legal not to have home insurance?” This article aims to answer that question. It will delve into the legalities surrounding home insurance and explore the implications of not having it. While home insurance is not a legal requirement, […]

Advantages of Building Insurance

Building Insurance

Top Benefits of Building Insurance Explained Building insurance, often referred to as homeowners insurance, is a fundamental aspect of property ownership that provides protection against financial loss related to damages or destruction of a building. Understanding the advantages of building insurance is crucial for every property owner, whether you are a first-time homebuyer or a […]

Essential Points to Know About Homeowners Insurance Coverage

Homeowners Insurance

Home insurance is a form of property coverage that safeguards an individuals residence and belongings, from losses and damages incurred on the premises or through accidents at home or on the property grounds. Essentially serving as a safety cushion, for safeguard ing your investment in your living space home insurance goes beyond protecting the structure […]

Comprehensive Deductible vs Collision Deductible

Comprehensive Deductible vs Collision Deductible

Understanding Your Auto Insurance Options: Comprehensive Deductible vs. Collision Deductible When choosing auto insurance in Florida, it’s crucial to understand the differences between collision coverage and comprehensive coverage, as each offers distinct protection for your vehicle. These two types of insurance address different scenarios that could lead to financial loss if your car is damaged. […]

Smart Ways to Save on Florida Homeowners Insurance

Property

At Viera Insurance Agency in Melbourne, FL, we understand that Florida homeowners face unique challenges when it comes to insurance. Here are some expert tips to help you save money while maintaining excellent coverage: ## 1. Annual Rate Comparison Don’t settle for your renewal offer without shopping around. Our Melbourne-based agents at Viera Insurance can […]

Demystifying Car Insurance Rates in Viera, Florida

Car Insurance

At Viera Insurance Agency, we understand that Brevard County residents want clarity on how their car insurance rates are determined. Let’s break down the factors that influence your premiums in Viera and the surrounding Space Coast area. Risk Assessment in Viera Insurance companies calculate risk based on two main factors: probability and impact. For Viera […]

Understanding an Insurance Broker, Agencies, and Carriers in Melbourne, FL

Insurance Brokers

Next time you look to secure insurance coverage in Melbourne, Florida, you may come across a few terms important to know: insurance broker, insurance agency, and insurance carrier. Learn the difference between the three to make better decisions about your insurance coverage. Insurance Broker in Melbourne, FL An insurance broker is the link between you […]

Flood Insurance Florida

Flood Insurance

Understanding Flood Insurance in Florida: Essential Coverage for Protecting Your Property Flooding is the most common natural disaster in Florida, with a significant impact on many residents every year. The damage caused by floods can be catastrophic, leaving homeowners with overwhelming repair costs. However, many are surprised to learn that standard home insurance policies do […]

Guide to Small Business Insurance in Florida

Florida, a thriving hub for business and innovation, is home to a diverse array of small businesses. Each contributes uniquely to the state’s economic landscape. In this dynamic environment, the importance of small business insurance in Florida cannot be overstated. Small business insurance in Florida is more than a regulatory requirement; it’s an essential safeguard […]